Who we are

Clear, honest mortgage advice that works for you

We believe that finding the right mortgage shouldn’t feel like navigating a maze.

We know that navigating the mortgage process can be overwhelming. That’s why we’re here to provide clear, jargon-free advice tailored to your needs. Whether you’re buying your first home, remortgaging, or exploring property investment, we’re committed to making the journey smooth, transparent, and, dare we say it—enjoyable.

Meet Jonathan Smith,
mortgage broker.

Jonathan started Springate Mortgages to address a common issue he saw in the industry: confusion and stress caused by overly complicated processes and unnecessary jargon. His vision was simple—create a service where clients feel supported and informed every step of the way.

With a career spanning over 10 years in both the banking and mortgage world, Jonathan has helped hundreds of clients achieve their property dreams. His vision for Springate Mortgages was born out of a desire to simplify the mortgage process and provide a more personal, customer-focused experience.

“I started Springate Mortgages to give people the advice they need in a way that’s easy to understand. No jargon, no stress—just great service and clear guidance.”

Jonathan Smith, Founder
Our approach

At Springate Mortgages, we take pride in doing things differently

Straightforward advice

We keep it simple, clear, and honest—no complicated language or hidden agendas.

Stress-free approach

From paperless processes to quick, efficient communication, we make the mortgage process easy for you.

An illustration of a relaxed, happy woman holding a laptop and an oversized cup of tea, intertwined with the Springate Mortgages logo

Personalised service

We understand that every client is unique, so our advice and solutions are tailored to your circumstances.

Proactive support

Whether it’s monitoring interest rates or liaising with lenders and solicitors, we’re with you every step of the way.

Why clients choose us

We’re proud to share the stats that reflect our commitment to great service:

5 days

application to offer last month

100%

of emails/calls returned within 1 working day

22

5-star Customer reviews

90%

of applications last month that were entirely paperless

Why should you choose us? Because we get it.

Buying a home or remortgaging isn’t just a financial decision—it’s a life decision. And we’re here to make it as smooth, stress-free, and rewarding as possible.

An illustration of a person walking with an oversized picture frame with the Springate Mortgages logo