Your gateway to
stress-free mortgages

At Springate Mortgages we simplify the mortgage process, ensuring a seamless experience from start to finish. Say goodbye to anxiety and hello to clarity as we guide you through every step.

An illustration of a relaxed, happy woman holding a laptop and an oversized cup of tea, intertwined with the Springate Mortgages logo

Numbers at a glance

7 days

application to offer last month

*the average amount of working days from submitting the application to the mortgage being fully approved

5⭐

5- star rated on Google (based on 41 reviews)

An illustration of a happy woman holding an oversized magnifying glass
An illustration of a man climbing a ladder that's been propped up against the Springate Mortgages logo
100%

of applications last month that were entirely paperless

i
100%

of emails/calls returned within 1 working day

*based on the last working month

based on the last working month

What our customers say

"Jon is always amazing to work with. He makes everything so easy to understand and keeps us updated the whole way. Honestly a genuinely great resource. 100% recommend!"

Harry J
September 2025 (Google)

"They provide fantastic service all round. Great advice, highly knowledgeable and responsive to all our queries. We feel confident he helps us to get the best deals hence why we keep returning for his services."

Becky Spenceley
September 2025 (Google)

"provides fantastic service all round. Great advice, highly knowledgeable and responsive to all our queries. We feel confident he helps us to get the best deals hence why we keep returning for his services."

Maddie Roberts
September 2025 (Google)

"Excellent service and really good communication at every step of renegotiating our mortgage. Would highly recommend Springgate Mortgages."

Geoff Tinegate
September 2025 (Google)

No Nonsense. Less Hassle. Better Mortgages.

Springate Mortgages was founded with a simple goal: to make mortgages straightforward and stress-free. Combining easy-to-use paperless (where possible) processes, clear communication and a personal touch, we cut through the jargon to provide honest, no-nonsense advice tailored to you.

An illustration of a stressed man with documents and paper swirling around his head, intertwined with the Springate Mortgages logo

FAQs

Find answers to your most pressing mortgage questions and ease your worries today.

What is a mortgage broker?

A mortgage broker is a qualified professional who acts as the link between borrowers (you) and mortgage lenders (banks and building societies). Rather than going to your bank or multiple different banks, a Mortgage broker is someone who can access the deals and systems of lots of different lenders.

Why should I use a Mortgage Broker?

We are entirely independent which means we can source the best product for you from the whole of the mortgage market. We have access to the main mortgage lenders, sometimes receive access to special rates from lenders and recommend the best lender for your needs. We will save you time, handle the entire application for you, secure the best rate possible to your circumstances, monitor rates post-application and also guide you on the rest of the buying or remortgaging process too.

Are you a regulated broker?

Yes. Springate Mortgages is a trading style of Springate Mortgages & Protection Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging mortgages and non-investment insurance contracts.

How much do you charge?

We’re really proud of our fee structure, so please take a look here for further information.